TOP > Feature > How to Pay SSS Using Bitcoin and other Cryptocurrency
September 28, 2018 Updated

Take note of the requirements mentioned in this article if you want to pay SSS using bitcoin or cryptocurrencies.




The Philippines’ Social Security System or SSS is a social insurance program that is run by the state. It is a compulsory insurance program for private employees, self-employed individuals, professionals, and informal workers who are earning at least Php 1,000 a month and not over 60 years old. Voluntary coverage is also available for interested individuals who are separated from employment and wants to continue paying his/her SSS contributions.

This article is updated on September 28, 2018.

There are 7 types of SSS Benefits: Sickness, Maternity, Disability, Retirement, Death, Funeral, and Employees’ Compensation (EC) Program. All of which has qualifying conditions that a member has to comply before applying for a benefit. SSS Salary loan is also available.

For a complete list of summary of benefits, you can visit the official sss.gov.ph pdf file HERE.

In this article, we will teach you how to pay your SSS contributions using bitcoin or other cryptocurrencies. Note that you will need a My SSS account, a Coins.ph account, and Security Bank online account.

How to Pay SSS Using Bitcoin and other Cryptocurrency (New and Easier Method)

As of September 2018, Coins.ph is now allowed to process SSS Payments again.

  1. Log in to your My SSS account (or register first).
  2. Check your PRN (Payment Reference Number). Copy it somewhere.
  3. Open Your Coins.ph App.
  4. Click Pay Bills.
  5. Select SSS.
  6. Input the amount to pay:
    1. You can pay either in peso or bitcoin.
      1. For other cryptocurrencies – bitcoin cash and ripple, convert them first back to bitcoin.
  7. Click Next.
  8. Enter the Recipient Details
    1. Most importantly, input the Payment Reference Number.
  9. Slide to confirm.

How to Pay SSS Using Bitcoin and other Cryptocurrency (Old Method)

Paying your SSS contributions is compulsory unless you’re earning less than Php 1,000 a month, employed in the government that uses GSIS, or unemployed who don’t want to do a voluntary coverage.

Starting January 16, 2018, members can now process payments using their Payment Reference Number (PRN) and it will be posted on the account instantly.

You can also use your stored BTC, ETH, BCH, and XRP to pay for your contributions.

What you will need:

  • Active Coins.ph account (Register here!)
  • Peso/bitcoin/ethereum/bitcoin cash/ripple balance
  • My.SSS account
  • Security Bank Online Account

Step 1: Register a My.SSS Account

Register to My.SSS by going to this link: https://www.sss.gov.ph/sss/registrationPages/memberE1.jsp. Choose what information you can provide to register. For individual members, you can receive your PRN to your registered mobile number and email address. For those who want to request their PRN you can email: RNHelpLine[at]sss.gov.ph or onlineserviceassistance[at]sss.gov.ph, call the SSS call center: (02) 920-6446 and (02) 917-7777, get a copy from E-Centers in different SSS branches, SSS tellering counters and payment channels. 

Step 2: Open your Coins.ph

You can use your Coins.ph app to pay for your SSS contributions directly. After having your account verified and putting funds in, tap on Pay Bills and then choose the appropriate SSS Contributions.

Although, as of this writing, Coins.ph made SSS contributions payments temporarily unavailable. You can check https://status.coins.ph/ for updates.

Since the direct SSS contribution payment is not available. We will try another alternative using Coins.ph. Choose Cash out from the home screen and then tap on Security Bank as a Payout Method. Take note that the minimum amount is Php 500 and the maximum is Php 5,000.

There are two wallet’s available for cashing out, either your Peso wallet or Bitcoin wallet. If you have your funds in your ETH, BCH, or XRP, make sure to convert them to either BTC or PHP first.

Step 3: Security Bank

After your successful transaction in Coins.ph, it will give you the following: 16-digit reference number, 4-digit passcode, exact cash-out amount. You will receive this important information via text message and email.

Go to your nearest Security Bank ATM and press Enter then select eGiveCash. Take note that you will not need a Security Bank ATM or other bank’s ATM for this transaction.

After choosing eGiveCash it will ask you the 16-digit reference number, 4-digit passcode, and the exact payout amount.

*Note: Only accounts that have undergone a Level 2 KYC (email, identity, and selfie verified) have the option to use the Security Bank cash out.

Once you have your fiat, deposit it to your security bank account. Once done, go online and process your SSS contribution through Security Bank Online account. Have your PRN ready.

That’s too complicated?

At the moment, yes, but as mentioned, you can proceed to do that if you want to pay your SSS using cryptocurrencies. Once Coins.ph opens up their SSS payment service again, the process will just simply be tapping “pay bills” at Coins.ph and select “SSS contributions”.

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  • Invest in bitcoins (or in any altcoins) only the amount you can afford to lose!
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  • Before investing in any cryptocurrency, check the people behind it, its mission, and other details to ensure that they are worth investing for. Don’t invest in something you don’t know.
  • This article is for informational purposes only and does not constitute an investment advice. Your actions are solely your own responsibility. There is no substitute for doing your own research. This website is not responsible for any losses you may incur, nor will it claim attribution for your gains.



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