How to Buy Ripple in the Philippines

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BitPinas. Ripple (XRP) wants to break barriers in conventional financial networks that restrict users with fees, charges, and delays. We will give you a brief introduction about this cryptocurrency and how to buy it in the Philippines.

Please note that while a major cryptocurrency, XRP purchase does not mean buying shares of the company Ripple.

This article had a very minor update on October 2, 2018 and again on May 17, 2019.

What is Ripple?

Ripple is a platform which uses an open payment network. It uses the digital asset XRP, its official cryptocurrency in making transactions.

Ripple’s aim is to decentralize the digital currency approach. The idea is to replace SWIFT, a system used by banks to confirm money transfers between them. Of course SWIFT was created to make sure that when money moves out from one bank into another bank, the former bank doesn’t really have that money anymore. The verification process actually takes time.

Payment systems today are where email was in the early ‘80s. Every provider built their own system for their customers and if people used different systems they couldn’t easily interact with each other. Ripple is designed to connect different payment systems together. – David Schwartz, Chief Cryptographer, Ripple

Although Ripple wants to make transactions move freely, it doesn’t mean it is all free. It charges a really small portion of a Ripple from each transaction, which is still fairly low compared to banks and other financial institutions.

Ripple (the company) has been working with many companies in the Philippines. Ripple partners with these companies so that they can use its Ripple platform (xRapid or xCurrent) to facilitate faster cross-border payments. In a February 2019 report, Ripple said it wants to link Southeast Asia more tightly when it comes to the transfer of money.

The South Korean cryptocurrency exchange is linked to the Philippines through Cebuana Lhuillier through Ripple’s xCurrent. Remittance service Moneygram is partnered with Ripple. Finally, SendFriend, a Ripple-powered xRapid payments solution aims to cut costs and speed up remittances from the US to the Philippines.

How to buy XRP in the Philippines

The easiest way to buy Ripple as of August 10, 2018 is through! Check out our article here.

Update August 31, 2018:

Buy Ripple with Credit Card

  • You can purchase XRP using your credit card or debit card using
  • You can also do this with Abra.
  • (Note that going the credit card route will mean exposing your card details to companies.)

Buy Ripple at Binance Crypto Exchange

  • Binance is one of the largest cryptocurrency exchanges in the world in terms of volume. Register at Binance here to purchase XRP in the Binance Platform. (You can also buy XRP with credit or debit card here.)

Steps to Buy at Binance

  1. Sign up and have your account ready.
    1. Have a BTC account via or
    2. Go to Binance.
    3. Open a new wallet by using a Ripple wallet. You can use a free desktop wallet by The same wallet can also store other cryptos.
      • There are also other XRP wallets available in Android and App Store but use them at your own risk.
  2. Ready your Bitcoins in your or
  3. Send BTC from to your Binance BTC wallet.
  4. Buy Ripple using your Bitcoin in Binance.
  5. After purchasing, transfer your XRP to your chosen wallet.
  6. (Note that since you can also buy XRP at, you might think it doesn’t make sense to buy at Binance anymore. But remember, Binance is a large volume crypto exchange and since it is an “order book” exchange, you can set your own price per XRP).

Update: Mar. 28, 2018: Buy Ripple from Abra:

Abra supports depositing fiat via local banks and through credit cards. You can exchange bitcoins for XRP within the Abra App. Should in case you want to cash out, you can do via partner merchants like Tambunting.

Other ways to buy Ripple

  1. Coins.Pro of supports XRPPHP Trading pair.
  2. You can meet with an XRP trader in person or online by joining legit Ripple Facebook groups.
  3. Poloniex Crypto Exchange
  4. Bitfinex Crypto Exchange
    • Other Cryptocurrency Exchange sites HERE.

XRP Wallets

The following are cryptocurrency wallets that support Ripple:

Ripple Philippines

  • If you’re able to get an XRP trader online and both parties are willing to meet up, make sure you and the trader are in a safe public place.
  • doesn’t support XRP. does.
  • After making a trade from your chosen Crypto Exchange, keep your XRP safe by tucking it back in your wallet.

As of this update, Ripple currently sits at rank 3 in the cryptocurrency race basing from CoinMarketCap behind ethereum (eth). There will be a total of 100 billion Ripples to be released.

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